Should You Buy Supplemental Health Insurance?

Supplemental insurance is extra or additional insurance

Some supplemental insurance plans will pay for the out-of-pocket cost-sharing that goes along with your health insurance plan

Other supplemental plans may provide you with a cash benefit paid out over a period of time or given to you in one lump sum

Different types of supplemental health coverage

Medigap: Medicare Supplemental Insurance

Adult Dental and Vision Coverage

Children's Dental and Vision Coverage

Critical Illness Insurance

Accidental Death and Supplemental Accident Plans

Hospital Indemnity Insurance

Deciding On Supplemental Coverage

Supplemental health insurance plans are heavily promoted in direct-to-consumer advertising

Supplemental health coverage can be a useful addition to major medical coverage. Depending on the plan, it may cover some or all of the out-of-pocket costs that a person would otherwise have to pay

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